Three steps, your money in minutes
PaidNow links directly to your employer's payroll. Once connected, your earned wages are tracked in real time as you work.
Simple employer pricing. Works with any payroll system.
Every hour you put in, your available balance updates. You can check what you've earned at any point during the pay cycle.
Your earnings, tracked live.
Pick an amount, confirm, and it hits your account. No forms, no waiting, no interest. Just money you already earned.
Instant transfer. Free for employees.
You're drawing from wages you've already worked for, not borrowing against the future.
It's your money. There's nothing to charge interest on.
Transfers hit your account the moment you confirm.
Bank-grade security, fully compliant.
PaidNow is a low-cost benefit that helps with:
An employee who has worked for two weeks has technically earned two weeks' worth of wages - but they usually only get paid at month-end. EWA allows employees to access a portion of those already-earned but unpaid wages before payday. It helps with unexpected bills or emergencies that come up between pay dates.
Employees who need money will find a way to get it. While we can't fix underlying economic issues, we provide a responsible alternative so employees don't turn to expensive payday lenders or illegal loan sharks. Our financial literacy resources also help employees build better money habits over time - a more sustainable, long-term solution.
No. PaidNow is not a loan. Employees are simply accessing wages they have already earned through their own work. The accessed amount is reconciled from that month's salary - there are no monthly repayments and no interest. Everything is transparent and clearly displayed before any transaction is confirmed.
You know your people best, so control of the platform is fully in your hands even after implementation. Employers set:
We only allow access of up to 25% of net salary (where the exact limit is set by the employer). Our data also shows users typically only access 15%–18% of their earned wages, which shows users do not spend just because they can.
PaidNow charges employers a simple per-employee-per-month platform fee starting from R8. There are no setup costs and no hidden charges. Employees pay nothing - ever. Most employers find the cost is recovered many times over through reduced turnover and fewer ad-hoc pay requests.
Implementations are handled by our team, who will guide yours throughout the process. We are currently in our launch phase and onboarding our first employer partners - early adopters will receive hands-on, priority support directly from the founding team.
PaidNow is fully payroll and bank agnostic. We are building integrations with major South African payroll systems including Sage 300 People, PaySpace, SAP, and more. We can link to any employee bank account as provided by payroll.
PaidNow funds employee wage access on behalf of the employer. There is no cash flow impact on the employer - the accessed amounts are simply reconciled at the end of the pay cycle.
Our platform is built with bank-grade security. All data is encrypted at rest and in transit, stored exclusively in South Africa, and fully POPIA compliant. We use AWS infrastructure with KMS encryption, WAF protection, and comprehensive audit logging.
Coming soon to iOS and Android
Available to withdraw
R 1,260.00
Today
R 420
6 hrs
This week
R 1,260
3 days
Withdrawn
R 0
this cycle
Recent
Wages synced
2 min ago
Shift confirmed
1 hr ago
Withdraw
How much do you need?
of R 1,260.00 available
Breakdown
Money Sent
R 800.00
In your account now
Receipt